Pay.gov Payment Methods and Limitations
Pay.gov offers three payment methods, Automated Clearing House (ACH), Plastic Card (Credit or Debit card), and PayPal. Some methods have a daily maximum amount allowed for one or a combination of transactions.
The following is a brief explanation of the payment methods and daily maximum limits. For additional information check with Pay.gov.
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Payment Method
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Daily Limit
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Explanation
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ACH
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None
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None
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Debit Card
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None
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None
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Credit Card
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$24,999.99
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In accordance with the Bureau of the Fiscal Service "Limitations on Credit Card Collection Transactions and Policy for Splitting Transactions" Announcement No. A-2014-04, July 2014, effective June 1, 2015, a total daily dollar amount limit of $24.999.99 applies to the combination of all transactions made with any US Government entities using the same credit card.
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PayPal
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$10,000.00
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A customer may conduct multiple transactions of up to $10,000.00 each as their account funding permits. There is no cumulative daily or periodic limit set by PayPal.
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Limitations are as of 2023. They have changed before and could change again.
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