Pay.gov Payment Methods and Limitations

Pay.gov offers three payment methods, Automated Clearing House (ACH), Plastic Card (Credit or Debit card), and PayPal. Some methods have a daily maximum amount allowed for one or a combination of transactions.

The following is a brief explanation of the payment methods and daily maximum limits. For additional information check with Pay.gov.

Payment Method

Daily Limit

Explanation

ACH

None

None

Credit Card

$24,999.99

In accordance with the Bureau of the Fiscal Service "Limitations on Credit Card Collection Transactions and Policy for Splitting Transactions" Announcement No. A-2014-04, July, 2014, effective June 1, 2015, a total daily dollar amount limit of $24.999.99 applies to the combination of all transactions made with any US Government entities using the same credit card.

PayPal

$10,000.00

A customer could conduct multiple transactions of up to $10,000.00 each as their account funding permits. There is no cumulative daily or periodic limit set by PayPal.

Note

Limitations are as of 2023. They have changed before and could change again.